What options are available for adjusting my payment plan if something unexpected has happened?

We understand that sometimes life happens and making your payments can be challenging. That is why we offer a few different deferral or adjusted payment options for our VITA™ Coaching students.

There are two main choices available:


1. Payment Pause/Deferral

You can defer (aka pause) your monthly payments up to three (3) times. These deferments are only one (1) month long. You can take one at a time or in a two-month or three-month block. You can only use three (3) pauses total, for example pausing your payments for June, July, and August would use up all three (3) months of your deferral options.

 

2. Adjusted Payment Plans

There are a total of six (6)months of adjusted payments available throughout the entire duration of your payment plan.

There are two types:

  • 25% of your monthly payment for four (4) months. This has to be taken in one four (4) month block. 

    For example:
    If you normally pay $499 per month, the 25% option allows you to pay $124.75 per month for the next four (4) months.

  • 50% of your monthly payment for either two (2), or six (6) months. These must be taken in the listed block options.

    For example: 
  • If you normally pay $667 per month, the 50% option allows you to pay $333.50 per month for either tw0 (2), or six (6) months.

How to apply:

Email vitacoaching@laylamartin.com with the following information:

  1. Your first and last name used on your VITA™ Coaching account.
  2. The primary email address for your VITA™ Coaching account.
  3. Your current monthly payment. 
  4. The type of pause or adjustment requested from the list below:
    [Pause/Defer 1 month], [Pause/Defer 2 months], [ Pause/Defer 3 months]
    [25% Adjustment 2 months], [25% Adjustment 6 months]
    [50% Adjustment 2 months], [50% Adjustment 6 months]
  5. The reason for this request: 
    [Mental Health] [Pregnancy] [Family Emergency] [Medical Emergency]
    [Major Life Transition] [Other, please specify]